PwC TLS professionals have gained experience in the main consulting areas for banks, investment firms, and insurance companies. They possess extensive knowledge of business processes, innovations, and key market players, enabling them to actively assist clients in their growth journey.
- NPL /UTP
- Restructuring
- Finance Regulation
NPL /UTP
Geopolitical tensions and the rise in interest rates to control inflation have made economic recovery prospects uncertain. Market operators face challenges in managing government aid and regulatory pressure.
Despite a slower pace, the Italian market for non-performing exposures (NPE) continues to be active, with transactions totaling around €25.1 billion in 2021 and over €22 billion in the first half of 2022. Transactions for UTPs involve an increasing number of servicers and generate growing investor interest, including through securitization. The increase in "Stage 2" loans requires constant monitoring and specialized credit management by banks.
PwC TLS provides comprehensive support in sales and securitization processes, guiding buyers and sellers to efficiently achieve their goals while complying with regulations.
Restructuring
Companies may undergo one or more crisis phases during their lifespan, which, if not adequately addressed, can become irreversible and lead to insolvency. PwC TLS professionals have significant experience and can assist companies, creditors, administrators, financiers, and procedure bodies in debt restructuring, negotiated compositions, and insolvency procedures.
The multidisciplinary approach covers all critical areas, including the preparation of debt restructuring and recovery plans, legal assistance in negotiating relationships with banks, financial institutions, and debtors, support for insolvent company creditors, and legal assistance in judicial administration procedures.
Finance Regulation
Through the Financial Services department, PwC TLS provides regulatory assistance to banks, financial intermediaries, asset management companies, and insurance companies, helping them prepare all the documentation required by the competent authorities for compliance with regulations in Italy and abroad.
The team assists clients in drafting comprehensive documentation for establishing regulated entities, carrying out extraordinary transactions, expanding the range of banking, financial, investment, and insurance products and services, and ensuring compliance with sector-specific regulations.
